Visceral fat or unhealthy belly fat that surrounds the liver and other organs in the abdomen puts you at risk for serious health problems such as metabolic syndrome heart disease and type 2 diabetes. But what causes your pot belly or beer fat in the first place? The most obvious answers you will get is - You are not exercising enough or you are eating too much of fatty foods or sugary foods or you are not eating the right foods or ultimately It s genetics! You got it from your parents . All of these reasons